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Health Care

I'm starting to understand how my dad thinks sometimes, and that scares me. 


My dad is a... curious person. He recently sent me an email that basically amounts to don't use any water if you can help it, I don't want to pay the bill for it. Which is understandable. As he'd (unrealistically, I feel) assumed that he'd sell the house I'm "sitting" reasonably quickly, he's been having to pay the utilities for this house and the Mountain House for 8 months now. Granted, my utilities basically add up to lights for one or two rooms and the water/sewage bill, but still. Understandable. Annoying but understandable.

Now, Mom and Dad are pretty much exactly middle-class on the spectrum of things, so they can afford to do this. But me? I'm living off savings until I ship off, which I'd thought I could do because, at the time I signed my contract, I believed I'd be shipping off on 3 July and wanted to use the remaining 2 months to get into better shape. But since I've still 195 days until I ship off after my re-rate, it's not as fun. Doable, but barely so. 

So, this past month I've had to: replace my computer, do basic car repair, gas to go here/there/everywhere, food - which must be purchased on an almost-daily, prepepared basis, as I've no means to cook anything with, - and what not. Which is expensive. In addition to this, I have to pay my own medical insurance. And now I'm having to look into dental insurance as well because, well. 

Which, for those of you curious, would be $35 a month, in addition to the $81 I already pay for medical.

So my question is this: I live in the wealthiest nation on Earth. So why is it that other, less wealthy, nations have found a way to provide socialized health care - which I believe to be a right, as stated in Article 25 of The Universal Delcaration of Human Rights - but we cannot find a way? And, indeed, in which all efforts to ensure the most basic of health care for all citizens constantly stymed? 

Maybe I expect too much, or think too highly of humanity in general, but still. What is wrong, I ask you, with making sure that every American has access to free health care? In addition to being a basic human right, a healthy workforce is a productive workforce. Ie, it pays for itself

My Dad recently told me of one of those free healthcare days that some charities and human rights groups that occured not far from The Mountain House. It lasted for 5 days and provided for 60% or so of that area's residents. 60%, in the wealthiest nation on Earth. Dad, having been in the Army for 23 years and participated in similiar humanitarian missions in parts of east Africa and Afghanistan, says the scenes were not disimilar.

It makes me want to dig up the paper I wrote in HS about this topic and start sending it to random Congressmen, 'cause mine certainly doesn't care. 
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$116/mo? And you get dental?

My health insurance comes to $533/mo. And I don't get dental. As a matter of fact, I just got an estimate for $8 K of dental work and when they sent me to the finance office to discuss payment options, the woman behind the desk merely said, "Take out a home equity loan."

Yeah.

Why is my health insurance so high? Because I am self-employed and don't get the benefits of a company policy. Because I saw a chiropractor for several years post car-accident. Because some *optometrist* incorrectly diagnosed me with cataracts and not even a signed letter from a doctor will make the insurance companies reverse the diagnosis.

I have a $5 K deductible so that I can afford *this*. I am currently paying off $4 K in medical bills incurred two years ago not covered by my wimpy-ass coverage.

The wealthiest 2% of the country make the laws in this country. Did you know Congress has its own pension plan AND health insurance plan? But they need to protect the interests of the people who donate large sums to their campaigns--and that's not us.

My biggest concern is that we'll get a CEO in office that wants to run this country like a big business. You know, the kind that cuts employee benefits, makes them work longer hours for less pay, and doesn't care about anything as long as the people at the top get their perks and inflated salaries. :-(

*end rant now*

I've seriously considered begging everyone I know to buy one story and ask a friend to buy one--which is incredibly crass, I know. People should buy stories because they want to read them and recommend them if they like them. Which is why I haven't done it. But I am sorely tempted some days...
bear it mind it's the bare minimum health insurance, with an ungodly deductable and pretty much only covers 1 or two doctors visits a year and the worst of the cost if I wound up in the ER with something serious. I still had to pay almost entirely out of pocket for my surgury last year, even with my insurance.

I feel for you though. I'm lucky enough to have parents willing to lend me money (more or less), though my dad has an ever-growing bill of monies I apparently owe him, which will take nearly all of my 11K signing bonus to pay for. Not that I mind paying him back, I just think he's inflating the price with the cost of breathing and all that. But that's another matter.

I get that a country just can't give things away. The books have to balance. But there's a difference between balancing the budget and draining the people dry. There are basic human rights to consider. I've always thought that people should make just enough to live comfortably and not very much more. Reading things about how much Hollywood actors and CEOs get paid always makes me vaguely ill - especially the stuff about their lavish mansions and lifestyles.

I feel for you though, bb, and wish you the best of luck. Hopefully with all the work you've had lately, you'll be able to put a dent in those bills.
I feel for you though, bb, and wish you the best of luck. Hopefully with all the work you've had lately, you'll be able to put a dent in those bills.

I'm doing my best to pay down bills with the extra income at the moment--but the extra income also means I have to pay out more in my estimated quarterly taxes so I don't get hit with a big--(and unpayable) tax penalty in the spring. So I have to hold back some of the additional money to pay taxes next quarter. And save for the winter's bills, which is when my income drops dramatically.

Right now there's a little more coming in than going out, which is always a good thing. Now if I can just keep up this pace!

Good luck to you on your new venture. I sometimes wonder how my life would be different if I'd chosen a different path. :-)
I often wonder what my life would've been like if I'd stuck to my guns a little more and not gone to UNC Chapel Hill like my dad wanted. Granted, I'm sure I'd have had a lot of the same difficulties, but that place seemed to be the fount for many of the issues which led me to my current state. I regret very little of it, but I still wonder.

So, yeah, I can definately understand that sentiment.

Winter is an evil season. I much prefer autumn. Though there's this one week in the spring where I live right before pine pollen season starts, when everything's blooming and it's convertible weather and, well, that's possibly the one time I actually like living where I do.
Ah, I went to a big fancy school my freshman year of college because that was what was expected of me too. I loathed every minute of it. I should have transferred at the end of the first semester, but there was a pool on my floor of girls betting when I would leave and I didn't want anyone to win.

Then too, the last month I was there, I adopted a kitten from the shelter and hid him in my room. I had that cat 18.5 years--I regret nothing. :-)

I love autumn. My absolutely favorite time of the year. My Holy Season.
My dorm at Chapel Hill was 5 times larger than my entire high school. Which was reason enough to hate it...

But the story with that is that dad, for dad reasons, made me apply to Chapel Hill because it was the cheapest school in the area, or something. Then, of course, when I got in, he made me go there because it was the cheapest of all that I'd applied to. I understand his reasoning, but he knew from the onset that I'd no desire to go there. (A fact, which, to this day, he wilfully forgets, and is occasionally fond of saying I shouldn't have ever attended in the first place.)

Of course, it's not his fault. Not entirely. But still. It's almost as bad as what's going on with my brother - mainly, the whole debate over whether or not he should drop out of college and enlist in the Army (like my dad now claims has always been his position) or stick it out, finish ROTC, and be commisoned an officer (which my dad was originally a proponent of, a fact which he no longer remembers).

Le sigh.

I think the moral of this story is that Life Sucks, and would be so much better if people didn't ::need:: to work - or, at least, had a safety net to catch them when they fall.

(Or maybe it's that kittens are cute. I miss mine, which is now living with my parents, but I suppose it's all for the best. She hates me with the firey burning passion of a thousand red hot suns.)
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